[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.termsnet.cz\/jak-si-prijit-k-penezum\/#Article","mainEntityOfPage":"https:\/\/www.termsnet.cz\/jak-si-prijit-k-penezum\/","headline":"Jak si p\u0159ij\u00edt k pen\u011bz\u016fm?","name":"Jak si p\u0159ij\u00edt k pen\u011bz\u016fm?","description":"Pokud se \u010dlov\u011bk dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, nezb\u00fdv\u00e1 mu nejednou nic jin\u00e9ho, ne\u017e si n\u011bkde vz\u00edt p\u016fj\u010dku. Proto\u017ee nem\u00e1-li pen\u00edze, nem\u016f\u017ee s nimi ani vych\u00e1zet. Jen\u017ee na koho se obr\u00e1tit v takov\u00e9 situaci? U koho usp\u011bje i ten, kdo m\u00e1 hluboko do kapsy a vysoko do \u017elabu, jak se \u0159\u00edk\u00e1? Pokud m\u00e1 doty\u010dn\u00fd jedinec skute\u010dn\u011b...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.termsnet.cz\/jak-si-prijit-k-penezum\/\" class=\"more-link\">Read More<span class=\"screen-reader-text\"> &ldquo;Jak si p\u0159ij\u00edt k pen\u011bz\u016fm?&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2019-05-20","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.termsnet.cz\/author\/devene\/#Person","name":"termsnet.cz","url":"https:\/\/www.termsnet.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"termsnet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.termsnet.cz\/wp-content\/uploads\/img_a349524_w1697_t1564487210.jpg","url":"https:\/\/www.termsnet.cz\/wp-content\/uploads\/img_a349524_w1697_t1564487210.jpg","height":0,"width":0},"url":"https:\/\/www.termsnet.cz\/jak-si-prijit-k-penezum\/","about":["Ekonomika"],"wordCount":476,"articleBody":"       Pokud se \u010dlov\u011bk dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, nezb\u00fdv\u00e1 mu nejednou nic jin\u00e9ho, ne\u017e si n\u011bkde vz\u00edt p\u016fj\u010dku. Proto\u017ee nem\u00e1-li pen\u00edze, nem\u016f\u017ee s nimi ani vych\u00e1zet. Jen\u017ee na koho se obr\u00e1tit v takov\u00e9 situaci? U koho usp\u011bje i ten, kdo m\u00e1 hluboko do kapsy a vysoko do \u017elabu, jak se \u0159\u00edk\u00e1? Pokud m\u00e1 doty\u010dn\u00fd jedinec skute\u010dn\u011b probl\u00e9my, je jist\u00e9 to, \u017ee ho na mnoha m\u00edstech, u mnoha poskytovatel\u016f p\u016fj\u010dek, jednodu\u0161e odm\u00edtnou. Proto\u017ee nebudou cht\u00edt riskovat, \u017ee p\u016fj\u010d\u00ed n\u011bkomu, kdo jim to mo\u017en\u00e1 nebude schopen vr\u00e1tit. Jist\u00e9 je ale to, \u017ee jsou i m\u00edsta, kde doty\u010dn\u00fd usp\u011bje. A to dokonce bez v\u011bt\u0161\u00edch nesn\u00e1z\u00ed.  A to je tam, kde se nab\u00edzej\u00ed nebankovni-hypoteky-cz.cz. Zde se toti\u017e dostane pomoci nejednou ka\u017ed\u00e9mu, komu je pen\u011bz zapot\u0159eb\u00ed, i kdy\u017e je na tom tento tak n\u011bjak v\u0161elijak. Pen\u00edze tu z\u00edsk\u00e1 t\u0159eba i podnikatel, kter\u00fd je pot\u0159ebuje pro fungov\u00e1n\u00ed sv\u00e9 \u017eivnosti, stejn\u011b jako spot\u0159ebitel, nemaj\u00edc\u00ed dostatek prost\u0159edk\u016f na to \u010di ono. U podnikatelsk\u00fdch \u00fav\u011br\u016f nehraje roli \u010dasto ani bankovn\u00ed registr, ba ani nulov\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, jenom kdy\u017e m\u00e1 \u010dlov\u011bk z \u010deho spl\u00e1cet. P\u0159i\u010dem\u017e spl\u00e1cet se tu m\u016f\u017ee od jednoho roku a\u017e po t\u0159icet let, s \u00faroky ji\u017e od t\u0159\u00ed procent a bez poplatk\u016f p\u0159edem. Spot\u0159ebitel\u00e9 pak mohou z\u00edskat \u00fav\u011br t\u00e9\u017e, pouze mus\u00ed dolo\u017eit sv\u00e9 p\u0159\u00edjmy, posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed. V jejich p\u0159\u00edpad\u011b se sice nahl\u00ed\u017e\u00ed do registr\u016f, ov\u0161em d\u00e1 se tu leccos tolerovat. A takov\u00e9 pen\u00edze pak lze pou\u017e\u00edt na cokoliv, v\u010detn\u011b refinancov\u00e1n\u00ed hypot\u00e9k, konsolidace p\u016fj\u010dek a \u00fav\u011br\u016f, vyplacen\u00ed exekuce atd.  Aby \u010dlov\u011bk tuto p\u016fj\u010dku z\u00edskal, sta\u010d\u00ed, aby dal do z\u00e1stavy n\u011bjakou svou nemovitost, p\u0159\u00edpadn\u011b nemovitost pat\u0159\u00edc\u00ed n\u011bkomu jin\u00e9mu, kdo je ochoten se za n\u011bj zaru\u010dit. M\u016f\u017ee j\u00edt o pozemek, byt, chatu, d\u016fm, komer\u010dn\u00ed objekt,\u2026 A doty\u010dn\u00fd dostane k dispozici a\u017e sedmdes\u00e1t procent ceny uveden\u00e9 nemovitosti. Sta\u010d\u00ed tak vyplnit jednoduchou \u017e\u00e1dost a zaslat e-mailem n\u011bkolik fotografi\u00ed zastavovan\u00e9ho objektu a do \u010dty\u0159iadvaceti hodin se poskytovatel ozve a v\u0161e pob\u011b\u017e\u00ed jako po dr\u00e1tk\u00e1ch. Klidn\u011b i p\u0159\u00edmo expresn\u011b. A je samoz\u0159ejmost\u00ed, \u017ee se \u010dlov\u011bk dozv\u00ed v\u0161echny d\u016fle\u017eit\u00e9 informace p\u0159edem, aby si je mohl promyslet. A kdyby p\u0159esto n\u011bco zjistil a\u017e s k\u0159\u00ed\u017ekem po funuse, m\u016f\u017ee je\u0161t\u011b \u010dtrn\u00e1ct dn\u00ed pot\u00e9 odstoupit od smlouvy. A co cht\u00edt v\u00edc?                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u0159ij\u00edt k pen\u011bz\u016fm?","item":"https:\/\/www.termsnet.cz\/jak-si-prijit-k-penezum\/#breadcrumbitem"}]}]